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Explore by sector

Across sectors.
Across the economy.

Discover the businesses and projects behind each area of investment. Specialist expertise and long-term partnerships connect our portfolio across the UAE’s economy and beyond.

Five sectors · 12 businesses & investment portfolios
01

Investment sector

Financial Services & Technology

Banking, payments, investment expertise and business finance. Connecting capital with opportunity across the UAE and Egypt.

Zand Bank's original copper emblem and wordmark
Dubai, United Arab Emirates

Banking for the digital economy.

Financial services & technology

ZandBank

Zand connects established banking with the possibilities of the digital economy. Licensed by the Central Bank of the UAE since 2022, it serves corporate, institutional, fintech and wealth clients through digital delivery, AI and blockchain technology.

Its capabilities extend from corporate banking and real estate escrow to regulated digital asset custody. Continued development in payments, custody and tokenisation places Zand at the intersection of financial services and a new generation of financial infrastructure.

Corporate bankingEscrowDigital custody
Customer deposits
AED 5bn+
Net profit
AED 34m

Zand Bank · Financial year 2025

An Al Hail financial services investment, with Al Hail represented on Zand's board.

Explore Zand Bank2025 governance report
Finance & technology06

Index Exchange

United Arab Emirates · Global network

Since 1976, Index Exchange has connected people and businesses through money transfer and currency services. It serves individuals, SMEs and corporate customers across the UAE, with cross-border payments, foreign exchange, bill payments and WPS payroll processing. Partnerships with banks and payment organisations extend the business beyond the UAE, supporting the personal and commercial connections of a global economy.

100+ countries
Reach through its international payment network.
60+ currencies
Foreign exchange services for retail and business customers.

Jointly owned by Al Hail Holding and Global Development Group.

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Finance & technology03

Allied Investment Partners

United Arab Emirates

Allied Investment Partners adds investment management and advisory expertise to Al Hail's financial services portfolio. Established in 2007, the firm brings together asset and wealth management, alternative investments, corporate finance and investment banking advisory. Its model connects capital-markets capabilities with third-party capital to support transactions, financing requirements and the development of investment opportunities for its clients and partners.

Investment management
Asset management, wealth management and alternative investments.
Corporate finance
Investment banking advisory and capital-markets expertise.

Acquired by Al Hail Holding in 2021.

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Finance & technology09

SAMAA Finance

United Arab Emirates

SAMAA Finance supports business financing needs across the UAE. Established in 2002 as Al Hail ORIX Finance, the Dubai-based non-bank financial institution extends the portfolio's capabilities beyond banking. Its product range brings together financing for assets and commercial property with solutions supporting supply chains and trade, responding to the varied funding requirements of businesses across the Emirates.

Asset-backed finance
Lease and mortgage finance for business assets and property.
Business solutions
Supply-chain finance, corporate deposits and trade-finance discounting.

The UAE finance business in Al Hail's published portfolio.

Finance & technology08

SAMA Finance

Egypt

SAMA Finance helps Egyptian businesses acquire productive assets through finance leasing. Continuing the business established as ORIX Leasing Egypt in 1997, it finances vehicles, plant and machinery, equipment and commercial real estate. Its Cairo head office and branches in Alexandria, Mansoura and Asyut connect regional investment expertise with business financing needs across Egypt, alongside international financial partners.

Productive assets
Vehicle, equipment, plant and machinery leasing.
Commercial property
Lease financing for business real estate.

Al Hail Holding became a shareholder in 2017, alongside international financial partners.

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02

Investment sector

Critical Logistics

The people, protection and operational services behind essential businesses. Expertise across security, aviation, cash services and facilities.

Transguard personnel and an armoured cash transport vehicle
United Arab Emirates

The people behind a nation in motion.

Critical Logistics

TransguardGroup

Transguard brings the people, protection and operational expertise that keep essential businesses running across the UAE. Its capabilities span cash management, security, aviation support, facilities management, workforce solutions and logistics.

From healthcare and education to economic zones and museums, its reach touches the country's daily operations. Investment in its armoured fleet, smart cash systems and employee accommodation combines the scale of its people with increasingly sophisticated technology.

SecurityAviationFacilitiesCash services
People across the group
78,500
Annual revenue
AED 3.86bn

Transguard Group · FY2025/26, ended 31 March 2026

A joint venture between Emirates Group and Al Hail Holding.

Explore Transguard GroupFY2025/26 results
03

Investment sector

Energy

Applied technology and engineering for power generation and industry. From combustion research to component manufacturing and plant rehabilitation.

Energy01

Advanced Technology Development

United Arab Emirates & Egypt

Advanced Technology Development applies engineering and technology to energy production and industrial operations. Its business lines cover plant rehabilitation, the development and local manufacture of critical components, and engineering services with material supply. Through its specialist businesses, ATD connects applied research in combustion with practical support for power-generation and industrial plants, from technology development through to overhaul and maintenance.

ATD Combustors
Applied combustion research and proprietary gas-turbine combustor technology.
ATD Egypt
Engineering overhaul, installation, retubing, welding and mechanical services.

An energy and engineering business in Al Hail's portfolio.

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04

Investment sector

Real Estate

Destinations, property services and investment assets. Bringing together retail, leisure, offices, homes and commercial space in Dubai and Abu Dhabi.

Dalma Mall shopping destination in Abu Dhabi
Abu Dhabi, United Arab Emirates

A place for life to come together.

Real estate · Retail & leisure

DalmaMall

Dalma Mall brings shopping, dining and entertainment to the heart of Abu Dhabi's growth corridor. The destination combines international and regional brands with department stores, a hypermarket, home stores and a 14-screen cinema.

Serving communities including Mohammed Bin Zayed City, Khalifa City and Al Raha, the mall brings substantial retail space together with everyday convenience. Its breadth of shopping and leisure makes it a destination for families across the capital's surrounding communities.

ShoppingDiningEntertainmentCommunity
Square metres of retail space
151,000+
International & regional brands
450+

Dalma Mall · Official mall profile checked September 2026

Owned by The Developers Holding and included in Al Hail's real estate portfolio.

Explore Dalma MallMall profile
Real estate04

CBRE UAE

Dubai & Abu Dhabi

CBRE UAE brings property expertise to the decisions that shape businesses and places. The Dubai and Abu Dhabi operating companies connect local market knowledge with an international real estate services platform. Their work supports investors, developers and occupiers through property and portfolio valuations, strategic advice, leasing and property management, helping clients understand their assets and plan what comes next.

Property expertise
Office, retail, residential and industrial assets.
Strategic advice
Feasibility, development planning and portfolio optimisation.

Al Hail is a shareholder in CBRE Dubai LLC and CBRE Emirates, the UAE operating companies.

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Real estate10

The Developers

Abu Dhabi, United Arab Emirates

The Developers brings property development and investment together around the places people use every day. Owned by a consortium of Abu Dhabi business houses, its interests span retail, leisure and hospitality. Within Al Hail's portfolio, it connects destination development with the services and experiences that support community life and commercial activity, combining property investment with a focus on everyday destinations.

Retail & real estate
Holdings include Dalma Mall, CBRE Dubai and CBRE Emirates.
Leisure
Station Entertainment is also a named investment holding.

A property development and investment holding company within Al Hail's portfolio.

Real estate07

Real Estate Investments

Dubai & Abu Dhabi

Al Hail's property investments bring together offices, residential property and commercial space across Dubai and Abu Dhabi. The collection connects established business addresses in Downtown Dubai with residential neighbourhoods on Abu Dhabi island and working commercial districts in Mussafah. Together, the assets represent a mix of places for work, living and commerce within the holding's real estate portfolio.

Emaar Square · Buildings 5 & 6
Grade A offices and ground-floor retail in Downtown Dubai. Listed leasable areas: 16,449.57 m² and 22,094 m², respectively.
Al Nahyan Camp · 20 villas
An Abu Dhabi residential property with approximately 11,260 m² of listed leasable area.
Mussafah commercial property
35,113.77 m² of listed leasable area, with access via Mussafah Road and Al Khaleej Al Arabi Street.

Property assets listed within Al Hail's investment portfolio.

05

Investment sector

Infrastructure Development

The foundations for industrial growth. A portfolio spanning industrial-city projects, road and utility networks, and wastewater treatment.

Infrastructure02

Al Hail Infrastructure

Abu Dhabi & Al Ain

Al Hail's infrastructure portfolio brings the systems behind economic activity into focus. Its published projects span industrial clusters, roads, utility networks and wastewater treatment. From connections serving manufacturing sites to infrastructure supporting industrial expansion, these projects illustrate the practical foundations required for businesses and communities to develop across the Emirate of Abu Dhabi.

ICAD II & ICAD III
Industrial development sites described at 10.9 km² and 11 km². ICAD II includes 101 plots for specialist industries.
Al Ain Industrial City
A 10 km² industrial site with 30 km of roads and associated wastewater, irrigation, lighting and power networks.
ICAD Industrial Investments
ICADIN is described with 40,000 m³/day of wastewater treatment capacity, the first stage of a larger planned facility.

Infrastructure projects presented in Al Hail's portfolio.

Built on partnership. Invested in progress.